Pros
- Intuitive interface for straightforward navigation.
- Rapid approval process for new users.
- Purchases incur no interest charges.
- Extensive network of partner stores.
- Multiple flexible payment options available.
Cons
- Availability limited to specific regions and countries.
- Requires a credit check for approval.
- Late fees apply for missed payments.
- Not all retailers accept this payment method.
- Occasional bugs in the app.
