Pros
- Provides cashback rewards on transactions.
- Easy-to-use mobile application interface.
- No annual fee for cardholders.
- Accepts payments at a variety of merchants.
- Includes fraud protection for secure transactions.
Cons
- High interest rates on outstanding balances.
- Limited international usage due to restrictions.
- Late payment penalties are substantial.
- No introductory zero-interest period offer.
- Monthly cashback rewards are capped.
