The TransUnion: Credit Monitoring app provides comprehensive tools for monitoring credit health, including instant alerts for credit score changes, personalized credit reports, and insights into credit factors. It also offers identity theft insurance and a credit lock feature to protect against unauthorized access.

The app offers some free features, such as basic credit score monitoring, but primarily operates on a subscription model. Advanced tools like detailed credit analysis and identity theft insurance generally require a monthly subscription. Pricing details can be checked in the app store.

The app uses top-tier security measures, including encryption and multi-factor authentication, to protect personal and financial information. It also provides identity theft insurance to further safeguard against threats.

The app mainly provides credit reports and scores from TransUnion. For a comprehensive view from all three major credit bureaus, users may need to utilize additional services or apps.

Credit scores are updated weekly, enabling users to stay informed about changes and respond quickly to issues or opportunities to improve their credit health.