Self - Credit Builder is a financial app that helps users improve their credit scores through a unique credit-building loan. Users make small monthly payments, which are reported to major credit bureaus, establishing a positive payment history. At the end of the loan term, users receive the total amount minus interest and fees, boosting their credit score and providing a small savings.

Yes, Self - Credit Builder is a secure platform that employs industry-standard security measures to protect user information and financial data. It partners with FDIC-insured banks, ensuring safe handling of funds. Users can trust that their personal and financial data are protected.

The costs vary depending on the chosen loan plan. Typically, there are small administration fees for setting up the loan, and interest is charged on the loan amount. Users should review the specific terms and conditions of their selected plan to understand all costs involved.

Improvements in credit scores can vary individually. Usually, users may notice progress within a few months as the app reports on-time payments to credit bureaus regularly. Factors such as previous credit history and payment adherence influence the timeline.

Yes, Self - Credit Builder is designed for individuals with bad credit or no credit history. It does not require a credit check to get started, making it accessible for those seeking to improve their financial standing. Consistent on-time payments can help improve credit over time.