Frequently Asked Questions
What is Brigit and how does it work?
Brigit is a financial application that helps users manage their finances, build credit, and access cash advances. By connecting your bank account, it analyzes spending habits and provides personalized financial insights. It can offer instant cash advances up to $250 for unexpected expenses and includes features to improve credit scores over time.
Is Brigit safe to use?
Yes, Brigit is secure. It uses bank-level security measures, including 256-bit encryption, to safeguard your sensitive data. The app does not store your bank login credentials, maintaining your privacy and data security. Users should download the app from trusted sources such as the Google Play Store or Apple App Store.
How does Brigit help improve my credit score?
Brigit helps enhance your credit score by reporting timely payments to major credit bureaus, establishing a positive payment history. It offers a Credit Builder account with automatic payment setup to avoid missed payments. Regular use of this feature can lead to gradual credit score improvement.
Are there any fees associated with using Brigit?
Brigit has a free version with limited features. To access full services, including cash advances and credit-building tools, a Brigit Plus membership is required, costing $9.99 per month. The fee supports ongoing development and maintenance of the app, providing users with comprehensive financial tools.
Can I use Brigit if I have a bad credit history?
Yes, even with a poor credit history, you can use Brigit. The app is tailored to help individuals with credit challenges through features like cash advances and credit-building options, assisting users in improving their financial health and achieving better credit scores despite past issues.
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