The Walmart MoneyCard is a reloadable prepaid debit card that allows users to make purchases, pay bills, and manage their finances without a traditional bank account. Funds can be loaded onto the card through direct deposit, Walmart locations, or online transfers. It offers features like cashback rewards at Walmart, free online bill pay, and the convenience of managing funds via its mobile app.

Money can be added to the Walmart MoneyCard through direct deposit, where paychecks or government benefits are automatically loaded. Cash deposits are also available at Walmart stores for a small fee. Additionally, online bank transfers from a linked account provide another method to load funds, ensuring access whether shopping in-store or online.

Yes, there are fees such as a monthly maintenance fee, which can be waived by meeting certain conditions like maintaining a minimum balance or using direct deposit. Other fees include ATM withdrawal charges and cash reload fees at Walmart. It's recommended to review the official fee schedule for detailed information and ways to reduce costs.

Benefits include cashback rewards for Walmart purchases, free online bill pay, and a mobile app for easy account management. The card also offers a savings feature to earn interest, no overdraft fees, and mobile check deposit, making it a versatile financial tool without the need for a traditional bank account.

The Walmart MoneyCard is FDIC insured through Green Dot Bank, safeguarding funds. It includes security features such as fraud protection, the ability to lock the card if lost or stolen, and real-time transaction alerts. These measures, along with a secure mobile app, help protect your financial information.