USAA SafePilot is a telematics-based insurance program designed to promote safe driving by monitoring driving habits. After installation, the app tracks behaviors such as speed, braking, and phone usage while driving. By practicing safe driving, users can earn discounts on their auto insurance premiums. The program's goal is to encourage safety and reward responsible driving.

To install the USAA SafePilot app, you must be a USAA member with an auto insurance policy. The app is available for download from the Apple App Store or Google Play Store. Once downloaded, log in with your USAA credentials, follow the setup instructions, and grant necessary permissions like location and motion sensors for accurate driving data collection.

USAA SafePilot gathers data on various driving behaviors, including speed, acceleration, braking, cornering, and phone usage while driving. This data helps assess your driving style and determine potential insurance discounts. All data collection complies with USAA’s privacy policy.

Participation in USAA SafePilot does not adversely affect your insurance rates. The app aims to reward safe driving with discounts, and there are no penalties for unsafe behaviors. If unsafe driving is detected, discounts may be smaller or not applied, but the program primarily incentivizes good driving.

USAA prioritizes the privacy and security of your data. The driving data collected by SafePilot is securely stored and used solely to evaluate driving behaviors for insurance discounts. USAA follows strict privacy policies to protect your information. Users can review the privacy policy via the app or USAA’s official website to understand data handling practices.