B9: Cash Advance・Banking・Earn

Finance

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Introduction to B9: Cash Advance・Banking・Earn

Are you tired of waiting for payday to access your hard-earned money? B9 is a versatile banking app designed to give you early access to your paycheck, help you earn rewards, and even make extra cash—all from your smartphone. With over 1.5 million users already trusting B9, this app simplifies financial management by offering transparent services without credit checks, interest, or late fees. Whether you need a quick cash advance or want smart tools to build your credit, B9 has become a go-to solution for modern banking needs.

Main Features of the B9 App

Cash Advances Up to $750

• Cash advances allow you to access up to $750 per pay period. No more waiting around for payday when life’s expenses pop up unexpectedly. By linking your qualifying direct deposit, such as wages, gig income, or benefits like SSI, you can receive an initial $50 cash advance after just your first qualified paycheck deposit of $300+. The process is simple and transparent, with no hidden fees or interest—it’s all about providing immediate financial relief when you need it most.

Everyday Mobile Banking

Opening a B9 account takes just minutes. The app offers a robust suite of mobile banking tools including ACH, wire transfers, and fast card transfers. Both virtual and physical B9 Visa® Debit Cards are available, with no overdraft fees or minimum balance requirements. Manage your finances effortlessly, track your spending, and make transactions directly from your phone.

Earn Rewards and Make Extra Money

Looking to turn your free time into cash? B9 provides opportunities to earn money by completing simple tasks such as playing games or downloading apps within the platform. Additionally, you can receive up to 5% cashback when using your B9 Visa® Debit Card for daily purchases—saving money with every swipe.

Build and Track Your Credit Smarter

For those interested in improving their credit scores, B9 Premium offers credit monitoring, score tracking, and a credit simulator tool. If you’re a resident of California, you may also qualify for B9 Personal Loans for larger financial needs, provided by the app’s partner banks.

How to Get Started with B9

Download the B9 app and open an account.
Set up a direct deposit from your job, gig work, or benefits. Income from W2, SSI, or similar sources qualifies.
Receive your first $50 cash advance after depositing $300+ within two weeks and linking your debit card.
Check your available advance limit and use the app’s tools to plan your next cash advance.
Spend using your B9 Visa® Debit Card.
Repayments are automatically deducted from your next paycheck, making repayments hassle-free.

Flexible Plans to Fit Your Needs

Basic Plan — $11.99/month or $0*

Cash advance up to $100 per pay period
Up to 5% cashback
Instant B9-to-B9 transfers
No-fee ACH withdrawals

Premium Plan — $19.99/month or $0*

Cash advance up to $750 per pay period
Up to 5% cashback
Credit monitoring & score simulator
Loan access (California only)
Instant transfers and no-fee ACH withdrawals

*Subscription fee waived for the first 30 days. Maintain direct deposits of $5,000+ monthly to stay free.

Why Choose B9?

With its user-friendly interface, transparent fee structure, and comprehensive features—like early paycheck access, rewards earning, and credit building—the B9 app makes managing your finances more convenient than ever. Whether you want to avoid payday anxieties, earn extra cash, or improve your credit, B9 provides tools to help you succeed. It’s more than a banking app; it’s your financial sidekick designed to support your everyday money needs.

Are you ready to stop waiting for payday and start getting paid early? Curious about how to boost your savings or earn rewards effortlessly? Give B9 a try and discover a smarter way to handle your finances. Managing money has never been this straightforward and rewarding.

Important Notes

B9 Advance is an optional, no-fee service that requires setting up regular direct deposits. Your advance amount depends on various factors and may change over time. All repayment obligations are clearly outlined, and users are encouraged to understand the terms of service. B9 is not a bank, but banking services are provided through Evolve Bank & Trust, Member FDIC.