Drive Safe & Save® is a program that rewards safe driving by offering insurance discounts. Users install a device or use a mobile app to monitor driving behavior, including speed, braking, and mileage. The collected data is used to determine potential savings on insurance premiums, promoting safer driving practices.

To enroll in Drive Safe & Save®, contact your insurance provider. After enrollment, you will receive a tracking device or instructions to download the app. Follow the setup steps carefully to start monitoring your driving habits and earning discounts.

Drive Safe & Save® collects data on driving patterns such as speed, braking, and distance traveled. The program prioritizes privacy by securely storing data and using it solely for calculating insurance discounts. Personal information is not sold or shared with third parties without consent.

Typically, Drive Safe & Save® is meant to provide discounts and not increase rates. While reckless driving may reduce the savings, it does not usually lead to rate increases. The program mainly aims to encourage and reward safe driving habits.

Drive Safe & Save® is generally compatible with most car models, but it is advisable to verify with your insurance provider. Some older vehicles may lack the technology required, and commercial vehicles are usually not eligible for this personal auto insurance program.